Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. Our Experts helps review and enroll you into available programs. At Five Stars Financial help we have loan programs and/or debt settlement services with our partnering loan companies and/or attorneys. Not all Client will qualify so please make sure to speak to one of our live enrollment agents for a detailed review. *Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. Our Team of Debt Attorneys or affiliate processors will work on your file with no upfront fees. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Depending on your debt situation the program may not be available in your State. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating and/or the benefits of this program vs what you are currently paying now. Most clients who continue to pay their high credit card balances and interest will take 12-15 years vs cutting that time down to 3 – 5 years with this Government regulated program.